Terms of Use

Participation Notice for the DeltaLoan Project and DTL Token Usage Policy

This document (hereinafter — the “Notice”) outlines the main terms of participation in the DeltaLoan project and explains how to safely use DTL tokens, as well as potential risks and platform features.

Participation in the project is voluntary. The DeltaLoan team takes all possible measures to ensure reliability, transparency, and user safety.

1. Legal Status of the Project and Tokens

1.1. DeltaLoan is not a bank, financial, or investment institution. The project does not accept deposits and does not issue loans in the traditional sense.

1.2. DTL tokens (hereinafter — “Tokens”) are internal digital assets of the platform. They are not securities, public cryptocurrency, or investment instruments.

1.3. Owning Tokens does not provide the right to participate in project governance, receive profits, or obtain other legal privileges.

1.4. Tokens are intended for use within the DeltaLoan ecosystem. Their value is fixed on the platform and does not depend on external markets.

2. DTL Token Usage Policy

2.1 Internal Asset Status

The DTL token is an internal digital asset of DeltaLoan. It is not intended for trading on external markets and is not a public cryptocurrency or financial instrument.

2.2 Token Storage

Tokens are compatible with BEP20/ETH wallets, such as MetaMask, Trust Wallet, and other supported wallets.
Users may store tokens in external wallets; however, all token purchases, sales, and exchanges must be conducted exclusively through the official DeltaLoan platform.

2.3 Fixed Token Rate

The DTL token rate is fixed and controlled by the project.
The official rate is available only on the DeltaLoan platform. Any quotes outside the platform are not recognized as valid.

2.4 Unauthorized External Listings

Any appearance of the token on third-party websites or exchanges is considered unauthorized and is not supported by the project.
Use of such resources is at the user’s own risk.

2.5 Suspicious Activity and Token Protection

DeltaLoan reserves the right to temporarily block or restrict token operations in case of suspicious activity, fraud, or violation of platform rules.
These measures aim to protect users and maintain platform integrity.

3. DTL Staking Terms

Locking of Principal
When tokens are staked in a selected program, the principal amount is locked until the end of the selected term.

Operation Restrictions
Any attempt to exchange or transfer tokens before the end of the term will be automatically blocked by the system.

After the Term Ends
At the end of the staking period, you may:

exchange tokens for USDT, or
re-stake them for a new term.

Yield
Interest is calculated according to the selected plan. Dividends may be withdrawn monthly, if permitted by the selected plan.

Use of Funds by the Platform
Funds staked on the platform are used by DeltaLoan to issue loans to other users.
For this reason, they cannot be withdrawn or exchanged until the end of the selected term.

4. Key Risks and Precautions

Participation in the project and token usage is voluntary.
The value of tokens is fixed on the platform, and the project does not guarantee liquidity outside DeltaLoan.
It is recommended to carefully review the terms, assess your financial situation, and, if necessary, consult experts in cryptocurrencies and blockchain technologies.
DeltaLoan is not responsible for user errors, third-party actions, or technical failures, but it takes all possible measures to protect funds and ensure platform security.